Estate Planning

Retirement has long been perceived as a destination—an endpoint after years of work and saving. However, a paradigm shift is underway, highlighting retirement as more than just a static goal. It is now recognized as a dynamic phase of life, full of possibilities, personal growth, and ongoing financial considerations.

As you approach retirement age, it's essential to start thinking about your financial security. One critical factor that can impact your retirement is debt. It's crucial to prioritize paying down debt before you retire to ensure a comfortable and stress-free retirement.

Here are some reasons why paying down debt before retirement is important:

In our client meetings, the term “wealth” is often tossed around somewhat loosely. We talk about building wealth, managing wealth, enhancing wealth, and preserving wealth as if the concepts are universally understood. But what exactly is wealth? It’s such a vague term that every person has a slightly different meaning.

Retirement and financial independence are two terms that are often used interchangeably. However, they have different meanings and implications for your financial future. In this article, we'll explore the differences between the two concepts.

Understanding how your savings can work for you is an important part of creating your financial future. If you’re curious about personal finance and want to learn more, here are some common questions we hear from new clients.

Retirement can sneak up on you.

In one of its final acts of 2022, Congress approved a massive year-end spending bill that includes the long-anticipated retirement savings package known as SECURE Act 2.0.  

Set against a backdrop of outsized inflation and a wildly volatile stock market, the threat of a recession is enough to make almost anyone feel uneasy.

As markets continue to wobble and more people discuss the possibility of heading into a recession, let me share a fundamental truth about money:

You're never too old to keep saving. And now the SECURE Act gives you added incentive—even past age 70.

According to a recent GALLUP survey, 63% of Americans plan on working part-time in retirement. And I think that makes a lot of sense. After all, working part-time not only provides some extra income, it’s also a way to stay active and engaged.