Retirement

Negativity bias, a cognitive phenomenon where negative experiences have a greater impact on our thoughts and emotions than positive ones, plays a significant role in influencing human behavior, including financial decision-making. This article explores how negativity bias can affect individuals' financial choices, leading to suboptimal outcomes and potential long-term consequences.

As you approach retirement age, it's essential to start thinking about your financial security. One critical factor that can impact your retirement is debt. It's crucial to prioritize paying down debt before you retire to ensure a comfortable and stress-free retirement.

Here are some reasons why paying down debt before retirement is important:

In our client meetings, the term “wealth” is often tossed around somewhat loosely. We talk about building wealth, managing wealth, enhancing wealth, and preserving wealth as if the concepts are universally understood. But what exactly is wealth? It’s such a vague term that every person has a slightly different meaning.

Retirement and financial independence are two terms that are often used interchangeably. However, they have different meanings and implications for your financial future. In this article, we'll explore the differences between the two concepts.

Understanding how your savings can work for you is an important part of creating your financial future. If you’re curious about personal finance and want to learn more, here are some common questions we hear from new clients.

Retirement can sneak up on you.

In one of its final acts of 2022, Congress approved a massive year-end spending bill that includes the long-anticipated retirement savings package known as SECURE Act 2.0.  

Financial gurus want young home shoppers to stop complaining and cut back on small luxuries. But there are broader affordability issues at play.

Consider the 21st century’s most ubiquitous piece of financial advice: “Can’t afford a house? Just stop buying lattes.”

There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan. 

More Americans are retiring earlier than you might think